CLEARING PARTICIPANTS„ – are all banks registered for the activities in the domestic payment transaction system in Macedonia, the Treasury of the Ministry of Finance (MF Treasury) and the Treasury of the Macedonian Health Insurance Fund (Fund’s Treasury)”.

200 Stopanska banka AD Skopje
  210 NLB Banka AD Skopje
  240 UNI bank AD Skopje
250 Sparkasse bank Macedonia AD Skopje
  270 HALKBANK AD Skopje
280 Silk Road Bank AD Skopje  
  290 TTK bank AD Skopje
  300 Коmercijalna banka AD Skopje
  320 Centralna kooperativna banka AD Skopje
  330 Capital bank AD Skopje
   340 Ziraat bank AD Skopje
  370 Еurostandard banka AD Skopje
380 ProCredit Bank AD Skopje
500 Stopanska banka AD Bitola
530 Оhridska banka AD Skopje
630 Ministry of finance Treasury
  660 Health Insurance Fund of the Republic of Macedonia

Successful work

KIBS AD Skopje continues with the successful work and positive growth in terms of financial results, scope of work, customer satisfaction and service, and commitment of the management board, management and employees. Success in the operation due to the excellent cooperation with the customer services, the monitoring of the financial sector and responding appropriately to changes and challenges, monitoring and development of information technology, maintaining and raising the level of automation of processes and the application of modern technologies, commitment and concern for the needs and requirements of users and the application of international standards activities.

Informations about Digital certificates

+ 389 (02) 3297 444 + 389 (02) 5513 444
fax:+389 2 3297 497

Direct Debit
KIBS AD Skopje application solution developed to simulate the process of direct debit  under the rules, practices and standards of SEPA. KIBS has signed an agreement with the European Payments Council to use the licenses to the rules, procedures, standards and formats schemes for direct debit. The Simulator is available to all interested parties and they can participate in the role of a bank, debtor or creditor. For more information please contact the e-mail:
Macedonian Credit Bureau AD Skopje

Macedonian Credit Bureau AD Skopje is the first private credit bureau in the country, founded by KIBS AD Skopje.

It`s main function is providing collection and processing data for the entity liabilities and other information determined by the Law of Credit Bureau, in order to provide debt reports and regularity in obligation accomplishment of the entities.

The product of Macedonian Credit Bureau is Report.

For more information please contact the:
phone.:+389 (0)2 3251 280
fax: +389 (0)2 3251 290