KIBS ERTS

KIBS manages the Single Registry of Transaction Accounts (ЕRTS) as its legal obligation regulated under the Law on Payment Transactions, and by a decision of the Ministry of Finance.

The contents of the Registry and the manner of its keeping are in line with the Decision on the Way of keeping and the Contents of the Single Registry of Transaction Accounts, issued by the National Bank of the Republic of Macedonia. ERTS is a unified registry on the level of the Republic of Macedonia including the transaction account registries run by the National Bank of the Republic of Macedonia and individual registries managed by the carriers payment operators. The construction of accounts is made under IBAN, or Decision on Setting a Standard for Constructing the Accounts of the Participants in the Payment Operations and Assigning Leading Number to Carriers of Payment Operations, issued by the National Bank of the Republic of Macedonia. The process takes place among: an carrier of payment operations - KIBS - National Bank of the Republic of Macedonia and the Central Registry of the Republic of Macedonia.

Applying the principle of reciprocity, KIBS submits notification on the changes in ERTS to all operators of payment transactions that have given consent on exchange of information on transaction accounts. As the matter of choice of a carrier of payment operations delivering information on changes to ERTS, KIBS enables updating of ERTS in real terms immediately upon the receipt of information or at the end of the day with the changes being used as of the next clearing day.

ERTS information is used in line with the legal regulations and by authorized institutions: the National Bank of the Republic of Macedonia, the Treasury with the Ministry of Finance, the Treasury with the Health Insurance Fund of the Republic of Macedonia and the Central Register of the Republic of Macedonia.

Successful work

KIBS AD Skopje continues with the successful work and positive growth in terms of financial results, scope of work, customer satisfaction and service, and commitment of the management board, management and employees. Success in the operation due to the excellent cooperation with the customer services, the monitoring of the financial sector and responding appropriately to changes and challenges, monitoring and development of information technology, maintaining and raising the level of automation of processes and the application of modern technologies, commitment and concern for the needs and requirements of users and the application of international standards activities.

Informations about Digital certificates


Phones
+ 389 (02) 3297 444 + 389 (02) 5513 444
fax:+389 2 3297 497
e-mail:helpdesk@kibs.mk.

Direct Debit
KIBS AD Skopje application solution developed to simulate the process of direct debit  under the rules, practices and standards of SEPA. KIBS has signed an agreement with the European Payments Council to use the licenses to the rules, procedures, standards and formats schemes for direct debit. The Simulator is available to all interested parties and they can participate in the role of a bank, debtor or creditor. For more information please contact the e-mail: DirektnoZadolzuvanje@kibs.mk

Macedonian Credit Bureau AD Skopje donian Credit Bureau AD Skopje

Macedonian Credit Bureau AD Skopje is the first private credit bureau in the country, founded by KIBS AD Skopje.

It`s main function is providing collection and processing data for the entity liabilities and other information determined by the Law of Credit Bureau, in order to provide debt reports and regularity in obligation accomplishment of the entities.

The product of Macedonian Credit Bureau is Report.

For more information please contact the:
e-mail: info@mkb.mk
phone.:+389 (0)2 3251 280
fax: +389 (0)2 3251 290